every option value is connected to an integer value beginning with 0.
so here the first valie is a blank, internal value 0, Payment = 1, …
sometimes it’s needed (business/logic purposes) that option values have internally a defined integer number. so best way to do that is setting a series of commas before. in that case Bank Reverse has internally value 11 instead of 7.
It is done to allow for the possibility that new options may be inserted ahead of the ones at the end. So it don’t change the values of those at the end.,